Komu je namenjen kredit za upokojence?

<span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">Kredit za upokojence je namenjen upokojencem <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">, komitentom banke <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">z obstoječim transakcijskim računom ter novim komitentom <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">, ki ob odobritvi kredita odprejo transkacijski račun <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">pri Intesi Sanpaolo Bank in nanj pričnejo nakazovati svoje redne prejemke.

Katere dokumente potrebujem za odobritev kredita?

<span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">Za pridobitev kredita za upokojence je potrebno predložiti izpolnjeno Vlogo za odobritev kredita <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">ter mesečno obvestilo o nakazilih ZPIZ (pokojninski odrezek).

Na kakšen način lahko zavarujem kredit?

<p style="background-color: transparent; box-sizing: border-box; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 16px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;"> Kredit za upokojence je možno zavarovati: <li style="text-align: left; color: rgb(33, 37, 41); text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; margin-top: 0px; margin-bottom: 16px; word-spacing: 0px; white-space: normal; box-sizing: border-box; orphans: 2; -webkit-text-stroke-width: 0px; background-color: transparent;">s plačilom zavarovalne premije pri Zavarovalnici Triglav, <li style="text-align: left; color: rgb(33, 37, 41); text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; margin-top: 0px; margin-bottom: 16px; word-spacing: 0px; white-space: normal; box-sizing: border-box; orphans: 2; -webkit-text-stroke-width: 0px; background-color: transparent;">ali z dvema kreditno sposobnima porokoma, <li style="text-align: left; color: rgb(33, 37, 41); text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; margin-top: 0px; margin-bottom: 16px; word-spacing: 0px; white-space: normal; box-sizing: border-box; orphans: 2; -webkit-text-stroke-width: 0px; background-color: transparent;">z zastavo depozita, <li style="text-align: left; color: rgb(33, 37, 41); text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; margin-top: 0px; margin-bottom: 16px; word-spacing: 0px; white-space: normal; box-sizing: border-box; orphans: 2; -webkit-text-stroke-width: 0px; background-color: transparent;">z zastavo vrednostnih papirjev, enot premoženja vzajemnih skladov <li style="text-align: left; color: rgb(33, 37, 41); text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; margin-top: 0px; margin-bottom: 16px; word-spacing: 0px; white-space: normal; box-sizing: border-box; orphans: 2; -webkit-text-stroke-width: 0px; background-color: transparent;">ali z zastavo nepremičnine.

Od česa je odvisna višina kredita?

<span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">Vi&scaron;ina kredita je odvisna od kreditne sposobnosti kreditojemalca <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">. Najvi&scaron;ji znesek kredita lahko zna&scaron;a 3.000,00 EUR, najnižji pa 300 EUR.

Kako se ugotavlja kreditna sposobnost?

<span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">Kreditna sposobnost se ugotavlja na osnovi pokojnine <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">. Praviloma lahko kreditna obremenitev zna&scaron;a do 1/3 pokojnine <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">, pri vi&scaron;jih pokojninah pa je lahko tudi večja <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">.

Kako hitro lahko pridobim kredit?

Po dostavljeni potrebni dokumentaciji bo banka v najkraj&scaron;em možnem času pričela s postopki odobravanja kredita. <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">

Ali lahko kredit odplačam predčasno?

<span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">Kredit je možno odplačati kadarkoli <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">, delno ali v celoti, brez dodatnih stro&scaron;kov <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">.

Kako se obrestuje kredit za upokojence?

<span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">Kredit za upokojence se obrestuje po nominalni fiksni obrestni meri <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">, ki do zapadlosti kredita ostane nespremenjena, kar pomeni, da je mesečni obrok enak skozi celotno odplačilno dobo.

Kakšni so stroški za pridobitev kredita?

<span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">Ob sklepanju kreditne pogodbe se zaračunajo stro&scaron;ki odobritve kredita <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">ter stro&scaron;ki zavarovanja <span style="display: inline !important; float: none; background-color: transparent; color: rgb(33, 37, 41); font-family: Open Sans,sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">skladno s Tarifo Intese Sanpaolo Bank.

Kredit za upokojenca

Odkrijte prednosti Kredita za upokojence

Trajno ugodna ponudba

Ugodne obresti in nizki stroški odobritve

Kredit za vse namene

Denar lahko porabite po svojih željah

Enostavno odplačevanje kredita

Vsak mesec enak obrok skozi celotno odplačilno dobo

Preprost in ugoden

Zaradi nizkih stroškov in obrestnih mer je kredit še posebej prilagojen upokojencem, ki imajo pri Intesi Sanpaolo Bank odprt transakcijski račun, na katerega prejemajo pokojnino ali druge redne prihodke.