Why is it wise to save money?
A smart choice
If you have at least some money to set aside every month, make the decision to save it. Use the saved amount to make a big wish come true, or use it to make a contingency reserve for unforeseen expenses and avoid thoughtless spending of your money.
A savings agreement may be concluded through the online and mobile Banka IN platforms, through the Infotel service, or in person at our nearest branch office.
What should I know about saving?
In instalment saving, you make monthly deposits in the agreed amount to your savings account. The bank saves these amounts for you until your saving is completed, and then, deposits them, with interest, to your transaction account.
- You can save your funds in euros; the interest rate is fixed.
- The amount of your payments can be adjusted according to your funds available. The minimum payment amount is 25 EUR.
- The easiest way to make your deposits is with a standing order.
- Along with your regular monthly payments, you can make additional payments to your savings account.
- You can conclude a savings agreement for a 12-, 24- or a 36-month period.
- The funds saved are secure as savings of up to 100,000 EUR are included in the deposit guarantee scheme.
- Exceptionally, a savings term may be terminated early. The conditions for early termination of the agreement are negotiated at the time of conclusion of the agreement.
