Savings for young people
Save money for a trip around the world, education, a new computer or sports equipment.
Why opt for it?
Conclusion through Banka IN
Fully customizable to your capabilities
A number of possibilities
At your choice
Start thinking about the future today. Depending on your preference, your plans and goals, you can choose between a savings account or instalment savings. A savings account is a short-term savings type and instalment savings are a long-term type.
A savings agreement can be concluded by secondary school or university students, while for children up to 15 years, a savings agreement can be concluded by their legal guardians.
Kaj je prava izbira za vas?
Savings account
A savings account is the simplest savings type. It is used to safekeep the funds that you currently do not need.
- Transfer the desired amount to your account on any given day. In 15 days, your funds are already available for emergency or major expenses.
- Funds in a savings account are remunerated at a higher interest rate than funds in a transaction account.
- You can save your funds in euros; the interest rate is fixed.
- The funds saved are secure as savings of up to 100,000 EUR are included in the deposit guarantee scheme.
- A savings account is intended for savings only. You can withdraw funds from it or transfer them to your transaction or personal account. However, no other payment transactions can be made through a savings account.
Long-term instalment savings
Opt for this savings type if you have at least some money to set aside every month. The minimum amount of the monthly payment is 25 EUR.
- You can conclude a savings agreement for a 60-month period.
- Along with your regular monthly payments, you can make additional payments to your savings account.
- You can save your funds in euros; the interest rate is fixed.
- The funds saved are secure as savings of up to 100,000 EUR are included in the deposit guarantee scheme.
- Exceptionally, a savings term may be terminated early. The conditions for early termination of the agreement are negotiated at the time of conclusion of the agreement.
Conclude a savings agreement straight from your smartphone or computer.
Conclude a savings agreement straight from your smartphone or computer.
The savings agreement may be concluded through the online or mobile Banka IN platforms.
The process is quick and simple and it can be done wholly without visiting the bank. The agreement is signed digitally.
Banka IN allows you to have an overview of your savings at any time.
You can use Banka IN to deposit money to your savings account or for instalment savings.
